Terms & conditions

About these terms

These terms are an agreement between you and WealthSieve ("WealthSieve", "we", "us"), which runs wealthsieve.com. They apply whenever you visit the site, create an account or use a paid plan. By creating an account or subscribing, you accept these terms, our privacy policy and our cancellation & refund policy. If you don't agree, please don't use the service.

You must be at least 18 years old and able to enter into a binding contract under Indian law to create an account.

What WealthSieve does

WealthSieve uses AI models to research financial assets such as stocks, mutual funds, ETFs, bonds, commodities and crypto assets. For each analysis it gathers public market data and news, has AI analysts set out the case for and against, and produces a written summary of pros, cons and risks. Portfolio managers on our research desk may also publish research on the site.

Research, not investment advice

Everything on WealthSieve is for information and education only. It is not investment advice, a recommendation, a solicitation, or an offer to buy or sell any security or financial product, and it does not take into account your financial situation, objectives or risk tolerance.

• AI output can be incomplete, out of date or simply wrong, and market data may be delayed or inaccurate.
• Past performance does not indicate future returns. Investments in securities markets are subject to market risks; read all related documents carefully before investing.
• You alone are responsible for your investment decisions. Consult a SEBI-registered investment adviser before acting on anything you read here.
• We do not hold, manage or move your money or securities, and we do not execute trades.

Your account

• Give us accurate details and keep your email address up to date; we use it for confirmation, security and billing messages.
• An account is for one person. Don't share your login or let others use your plan's analyses; Enterprise plans cover teams.
• Keep your password secret. You are responsible for activity on your account, so tell us at once at support@wealthsieve.com if you think someone else has used it.

Plans and analysis limits

We currently offer these plans; the up-to-date details are always on our pricing page:

• Free (no charge): 3 AI analyses a month.
• Pro (₹1,999 a month): 90 AI analyses a month.
• Pro+ (₹2,999 a month): 180 AI analyses a month.
• Enterprise (price agreed in writing): Unlimited AI analyses.

An analysis is one AI research run on one asset. Runs that fail don't count towards your limit. Allowances run on a rolling 30-day window: each analysis frees up again 30 days after you started it. Unused analyses don't carry over. We may also apply reasonable fair-use limits to protect the service for everyone.

Payments and renewal

• Pro and Pro+ are monthly subscriptions billed in Indian rupees. Payments are processed by Razorpay; we never see or store your card, UPI or bank details.
• Your subscription renews automatically each month, and Razorpay charges your chosen payment method, until you cancel. You authorise these recurring charges when you subscribe.
• Prices are shown on the pricing page and at checkout, including any taxes that apply.
• If a renewal payment fails, Razorpay will retry it. If it still can't be collected, your subscription stops and your account moves to the Free plan.
• We may change prices or plan features. We will email you at least 30 days before a price change affects you; it applies from your next renewal after that, and you can cancel before then.
• Enterprise plans are billed as agreed in writing with our sales team.

Cancellation and refunds

You can cancel at any time from Workspace → Billing. Cancelling stops the next renewal; you keep your plan until the end of the month you've paid for. Refunds are covered by our cancellation & refund policy.

Acceptable use

When you use WealthSieve, you agree not to:

• break any law, including securities, data protection and consumer protection laws;
• resell, sublicense or provide the service or its research to others as a commercial offering without a written agreement with us;
• present WealthSieve research to anyone as personalised investment advice, or use it to mislead others about a security;
• scrape, copy or download the site in bulk, or access it through bots or automated scripts other than ordinary browser use;
• try to get around analysis limits, for example by creating several accounts;
• probe, attack or overload our systems, or try to access other people's accounts or data; or
• enter personal information about other people, or anything unlawful or abusive, into notes or prompts.

Content and ownership

You keep ownership of the notes and context you type in. You give us permission to store and process them, including by sending them to AI model providers, only to provide the service to you.

The research produced for you is yours to use for your own personal or internal purposes. The WealthSieve name, logo, website, software and published research belong to WealthSieve or its licensors. Market data belongs to its providers and is shown under their terms.

Availability and changes

We work to keep WealthSieve available, but we don't guarantee that it will be uninterrupted or error-free. Analyses depend on third-party AI and market data providers, so they can be slow or temporarily unavailable. We may change, add or remove features, and we will tell you in advance about changes that materially reduce what your paid plan includes.

Suspension and closing your account

You can close your account at any time by writing to support@wealthsieve.com. We may suspend or close an account that breaks these terms, puts the service or other users at risk, or that we're required to act on by law. Where it's reasonable, we will warn you first and give you a chance to fix the problem.

If we close a paid account without a breach on your part, we will refund the unused part of the current month.

Liability

The service is provided "as is" and "as available". To the extent the law allows, we make no promises about the accuracy, completeness or timeliness of any research or market data, or about any investment result.

To the extent the law allows, WealthSieve is not liable for any investment loss, lost profits or opportunities, or indirect or consequential loss arising from your use of the service or reliance on its research. Our total liability to you for any claim is limited to the amount you paid us in the 3 months before the event that gave rise to it. Nothing in these terms limits liability that cannot be limited under Indian law, or your rights as a consumer.

Your responsibility to us

If you break these terms or the law while using WealthSieve, and someone makes a claim against us because of it, you agree to cover our reasonable losses and costs from that claim.

Governing law and disputes

These terms are governed by the laws of India. If you have a complaint, please write to us first at grievance@wealthsieve.com so we can try to resolve it; we will acknowledge it within 2 working days and aim to resolve it within 30 days. Any dispute we can't resolve together will be decided by the courts of competent jurisdiction in India.

Changes to these terms

We may update these terms from time to time. We will post the new version here with a new date and, if the change is significant, email you before it takes effect. If you keep using WealthSieve after that, the updated terms apply; if you don't agree, you can cancel and close your account.

Contact

• Account help: support@wealthsieve.com
• Billing, cancellations and refunds: billing@wealthsieve.com
• Complaints: grievance@wealthsieve.com
• Enterprise accounts: sales@wealthsieve.com